A little while ago, my Dad sent me an interesting read on Business Insider discussing wealth factors. Read more here. The article discusses survey results of 600 American millionaires. I'm not aware of how the survey result data were collected, filtered, and cleaned, but they state they found 6 common factors among the millionaires which, … Continue reading Study Up On: Wealth Factors
Well I've finished my last actuarial exam (should be the last...but who knows with these things, they keep cropping up!) and feel liberated. I wrote this exam to finalize my suite of professional designations which were long term goals of mine over the last decade! Mission accomplished. Having an extra couple hours a day really … Continue reading Utility Theory and Happiness
Hi everyone! Here is my FI update for December 2018 end of 2018Q4. My FI goals are outlined here! Last FI update as at 2018Q3 here! For 2018Q4, we had a number of large expenditures, repayments and the downturn in the broader equities market. Large expenditures - I'll admit, we spent a fair chunk of … Continue reading Financial Independence – December 2018
It has been sometime since my last post. Life has been very hectic between a new job, wedding planning, and winding up the year end with family/friends. However, I wanted to take some time to write out some brief thoughts about a recent personal event. None are likely to be uniquely insightful and may just … Continue reading Thankful for the Health of My Family
It has been a busy few weeks for me as I am acclimatizing to a new and much busier job. In addition, Wedding tasks have been getting done and I was in need of some downtime. So the blog was put on hold. I am also going to be needing to write another actuarial exam … Continue reading What’s the Impact of Social Media on Your Savings Rate?
Hi everyone! Here is my FI update for September 2018 end of 2018Q3. A month late is better than no update, right? My FI goals are outlined here! Last FI update as at 2018Q2 here! For 2018Q3, we didn't have any extra large expenditures. We spent some time in Germany but those flights had been … Continue reading Financial Independence – September 2018
We've discussed some of the various savings vehicles and types of investments that can be made in some earlier posts. Armed with that knowledge, a logical next step to ask is "Are these saving vehicles all the same?". Well, not exactly. Not only can you prioritize different saving vehicles depending on your income, but as you … Continue reading Where should I start saving money first? How to choose between Savings Vehicles in Canada