We've discussed some of the various savings vehicles and types of investments that can be made in some earlier posts. Armed with that knowledge, a logical next step to ask is "Are these saving vehicles all the same?". Well, not exactly. Not only can you prioritize different saving vehicles depending on your income, but as you … Continue reading Where should I start saving money first? How to choose between Savings Vehicles in Canada
Author: thefrugalnorth88
Avoid The Impulse
Last weekend was the Canadian Thanksgiving long weekend and Mrs FN's birthday! I took a break from posting to spend time with Mrs FN's family, have some turkey, watch hockey, and help cover the in-laws' pool for the cold weather approaching. But I'm right back at it with another post on Frugality techniques! What is … Continue reading Avoid The Impulse
Study Up On: Building Wealth
Last week I talked about how I'm starting a new job. I was only at my current job for about 8 months before providing my notice, so I wanted to give at least 3 weeks notice for proper transition of projects and give them a bit of time to fire up the ol'hiring process. The … Continue reading Study Up On: Building Wealth
New Job, Old Career, Bold Move
This week's post is less about advice and more about a change in my personal life. Background For the first 5.5 years of my career, I worked in the Group & Health insurance sector (The types of insurance offered by your employer). I began the journey as an analyst and capped off my career in … Continue reading New Job, Old Career, Bold Move
Booked: Get Rich With Dividends
I read another book! Yay! Well...this was awhile ago, but figured I'd give it a review as I particularly liked the concept. (And make it look like I'm keeping up with my goal of reading more). What am I reviewing? Get Rich With Dividends by Marc Lichtenfeld. A colleague and friend of mine recommended it … Continue reading Booked: Get Rich With Dividends
Cord Cutting
It surprises me to this day the number of people who still purchase TV packages here in Canada. This article I found in Global News says that, based off a 2017 telephone survey of 4,156 Canadians, 1-in-4 households are cord cutters. This means they do not have a traditional TV subscription. The number of people … Continue reading Cord Cutting
Primary Vs Secondary Markets and Consumer Psychology
Over the Summer, the Frugal North was on a mission to scope out a fresh new dining table + chairs. We were moving on from a freebie table + 3 chairs that had served us well. Alas, 1 missing chair was encroaching on our ability to host guests at our place, as was the table … Continue reading Primary Vs Secondary Markets and Consumer Psychology
The Power of Morning Habits and Their Influence on Living Happily
I'd like to go on record and say that in my life I have not, or at least thus far, been a morning person. Yes, long gone are the university days of sleeping until noon after a late night out with friends after a gruelling actuarial or calculus exam, but I'm also not ready to … Continue reading The Power of Morning Habits and Their Influence on Living Happily
Interview – Smith Manoeuvre (With Robinson Smith)
This post will be the first interview for the Frugal North! I'm very excited about this one as I think it's an important topic to discuss for the Canadian FI community. I had the great pleasure to ask Robinson Smith a few questions about the Smith Manoeuvre (a topic I touched on here) which is … Continue reading Interview – Smith Manoeuvre (With Robinson Smith)
How Do I Create an Investment Strategy That Fits Me?
My last post outlined the semi-dull (really dull?) fundamentals of investment and savings vehicles available to Canadians. This material can be dry, especially to those not interested in risk, yield, investing, finance, etc. But I urge Canadians to do their homework on it as it is important to, at the very least, have a basic understanding … Continue reading How Do I Create an Investment Strategy That Fits Me?