Well I've finished my last actuarial exam (should be the last...but who knows with these things, they keep cropping up!) and feel liberated. I wrote this exam to finalize my suite of professional designations which were long term goals of mine over the last decade! Mission accomplished. Having an extra couple hours a day really … Continue reading Utility Theory and Happiness
Last weekend was the Canadian Thanksgiving long weekend and Mrs FN's birthday! I took a break from posting to spend time with Mrs FN's family, have some turkey, watch hockey, and help cover the in-laws' pool for the cold weather approaching. But I'm right back at it with another post on Frugality techniques! What is … Continue reading Avoid The Impulse
Last week I talked about how I'm starting a new job. I was only at my current job for about 8 months before providing my notice, so I wanted to give at least 3 weeks notice for proper transition of projects and give them a bit of time to fire up the ol'hiring process. The … Continue reading Study Up On: Building Wealth
It surprises me to this day the number of people who still purchase TV packages here in Canada. This article I found in Global News says that, based off a 2017 telephone survey of 4,156 Canadians, 1-in-4 households are cord cutters. This means they do not have a traditional TV subscription. The number of people … Continue reading Cord Cutting
Over the Summer, the Frugal North was on a mission to scope out a fresh new dining table + chairs. We were moving on from a freebie table + 3 chairs that had served us well. Alas, 1 missing chair was encroaching on our ability to host guests at our place, as was the table … Continue reading Primary Vs Secondary Markets and Consumer Psychology
Buying or renting your place of residence - what should you do? There are probably hundreds of thousands of articles contrasting the two paths scattered across the web. These articles will give you anything from in-depth analysis to general guidelines. Buuuuut regardless of the amount of content out there, I like sharing my own point … Continue reading Housing – Should I Buy or Rent?
It was a balmy 25 degrees and radiantly sunny on the Sunday afternoon that we drove from Ottawa to Montreal. It was from here that we grabbed a direct 7 hour flight from Montreal to the border town of Basel, Switzerland - close by to our final destination in Southern Germany. As we checked our … Continue reading Study Up On: Mindfulness