Hi everyone! Here is my FI update for June 2019 end of 2019Q2. My FI goals are outlined here! Last FI update as at 2019Q1 here! For 2019Q2, we were again great savers with very few surprise expenditures. Even with our Wedding occurring in this quarter, we came out with very positive financial results. Broadly, … Continue reading Financial Independence – June 2019
Saving
Financial Independence – March 2019
Hi everyone! Here is my FI update for March 2019 end of 2019Q1. My FI goals are outlined here! Last FI update as at 2018Q4 here! For 2019Q1, we were superb savers with very few surprise expenditures. Equity markets also rebounded (for now) driving up our net worth to a very important number in my … Continue reading Financial Independence – March 2019
Study Up On: Wealth Factors
A little while ago, my Dad sent me an interesting read on Business Insider discussing wealth factors. Read more here. The article discusses survey results of 600 American millionaires. I'm not aware of how the survey result data were collected, filtered, and cleaned, but they state they found 6 common factors among the millionaires which, … Continue reading Study Up On: Wealth Factors
What’s the Impact of Social Media on Your Savings Rate?
It has been a busy few weeks for me as I am acclimatizing to a new and much busier job. In addition, Wedding tasks have been getting done and I was in need of some downtime. So the blog was put on hold. I am also going to be needing to write another actuarial exam … Continue reading What’s the Impact of Social Media on Your Savings Rate?
Cord Cutting
It surprises me to this day the number of people who still purchase TV packages here in Canada. This article I found in Global News says that, based off a 2017 telephone survey of 4,156 Canadians, 1-in-4 households are cord cutters. This means they do not have a traditional TV subscription. The number of people … Continue reading Cord Cutting
Primary Vs Secondary Markets and Consumer Psychology
Over the Summer, the Frugal North was on a mission to scope out a fresh new dining table + chairs. We were moving on from a freebie table + 3 chairs that had served us well. Alas, 1 missing chair was encroaching on our ability to host guests at our place, as was the table … Continue reading Primary Vs Secondary Markets and Consumer Psychology
Study Up On: Canadian Savings & Investment Vehicles – Where To Start?
Do you think saving and investing looks something like the laptop screen in the picture above? I can safely say it does not - not even close. Nowadays, platforms are super easy to use from Tangerine Banking to Questrade (Credit Unions and the Big Banks also have pretty intuitive sites from what I hear, but I … Continue reading Study Up On: Canadian Savings & Investment Vehicles – Where To Start?
Housing – Should I Buy or Rent?
Buying or renting your place of residence - what should you do? There are probably hundreds of thousands of articles contrasting the two paths scattered across the web. These articles will give you anything from in-depth analysis to general guidelines. Buuuuut regardless of the amount of content out there, I like sharing my own point … Continue reading Housing – Should I Buy or Rent?
Financial Independence – Outlining My Goals
One of my goals for this blog was to create more accountability. I wanted to start reporting my financial goals to be better, more capable, avoid consumerism, be environmentally aware, and save money along the way. So what are my financial goals? Currently 29, I aim to achieve FI by 45, and retire by 50. … Continue reading Financial Independence – Outlining My Goals
Study Up On: Living Within Your Means
Living within your means can denote a lot of different things to various people. It depends not only on who you ask but how you ask! Some folks may see that their total monthly cash outflow is less than their cash inflow and feel okay with that. Some savvier individuals know they need to limit … Continue reading Study Up On: Living Within Your Means
